Kauai Ohana Federal Credit Union – Local Loans & Banking in Kauai, HI

Welcome to Kauai Ohana Federal Credit Union, your trusted partner for financial wellness and peace of mind on the island of Kauai, HI. We are dedicated to providing our members with quality banking services that blend local, personalized care and strong financial value. Whether you’re looking to grow your savings, consolidate bills, or secure a competitive rate for your next financial goal, Kauai Ohana FCU stands ready to help you achieve your dreams.

Our credit union offers a range of products designed with you in mind. Take advantage of our attractive 6-Month Certificate of Deposit featuring a standout 3.815% APY*—an excellent way to make your money work harder with just a $1,000 minimum deposit. Need help managing or refinancing debt? Our Bill Consolidation Loan allows you to streamline monthly payments, enjoy quick and easy approval, and benefit from flexible terms up to 84 months with rates as low as 4.75% APR*. As a not-for-profit, member-owned credit union, we prioritize your needs by providing fair rates, trustworthy advice, and friendly service you can always count on.

At Kauai Ohana FCU, ‘ohana means family, and family means trust. We’re proud to serve our community, helping families and individuals alike achieve financial confidence and long-term security. Our modern, welcoming atmosphere, commitment to transparent financial education, and unwavering support are at the heart of our mission. Visit us online or at one of our local branches to learn more about our savings and lending solutions. Experience the Kauai Ohana difference—where you’re not just a customer, but part of our family!